Real Numbers
The power of starting early
Start at 18 vs. Start at 30
Sarah — starts at 18
Sets aside $200/month for 12 years, then stops completely
Total contributed: $28,800
$1.2M at 65
Mike — starts at 30
Sets aside $200/month for 35 years straight
Total contributed: $84,000
$800K at 65
Sarah contributed 66% less money and ended up with 50% more wealth. That's compound growth at work.
What a $100 gift becomes
$100 linked to the S&P 500 for a newborn, left untouched:
Based on the S&P 500's historical 10.7% average annual change. A thoughtful $100 gift today can become a meaningful sum decades from now.
Disclaimer: Examples shown are illustrative historical market scenarios and do not represent securities ownership or guaranteed future value.
Interactive
See How a Long-Term Gift Could Grow
Explore how compound growth shapes a market-linked gift over time
Reference Index
Historical average yearly change: 10.7%
Initial Gift: $100
Regular Additions: $100
Frequency
Time Horizon: 9 years
Tracked Value
$18,299
Total Gifted
$10,900
Total Growth
$7,399
$7,399 of the tracked value comes from compound growth!
Disclaimer: Examples shown are illustrative historical market scenarios and do not represent securities ownership or guaranteed future value. Hypothetical projections only; does not account for fees or taxes.
